.calculator-shell{max-width:1050px;margin:0 auto;padding:54px 24px 94px}.calculator-intro{max-width:780px;font-size:19px;color:#42546f;margin:0 0 32px}.calculator-panel{display:grid;grid-template-columns:minmax(0,1fr) minmax(270px,.8fr);gap:32px;align-items:start}.calculator-form,.calculator-results{background:#fff;border:1px solid #dfe7f2;border-radius:14px;padding:28px;box-shadow:0 12px 32px #001c460b}.calculator-form h2,.calculator-results h2{color:#001c46;font-size:26px;line-height:1.2;margin:0 0 20px}.calculator-form h3{color:#001c46;font-size:19px;margin:25px 0 13px}.calculator-form label{display:block;font-size:14px;font-weight:700;color:#223753;margin:0 0 16px}.calculator-form label span{display:block;margin-bottom:6px}.calculator-form input,.calculator-form select{width:100%;border:1px solid #bdcce0;border-radius:8px;background:#fff;padding:11px 12px;color:#172945;font:inherit}.calculator-form input:focus,.calculator-form select:focus{outline:3px solid #d7e4ff;border-color:#2762f8}.calculator-form button{border:0;border-radius:8px;background:#2762f8;color:#fff;font:inherit;font-weight:700;padding:13px 22px;cursor:pointer}.calculator-form button:hover{background:#174acb}.calculator-form .field-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}.calculator-error{min-height:22px;margin:12px 0 0;color:#ab1d25;font-size:14px}.calculator-results{background:#f5f8fd}.result-row{display:flex;justify-content:space-between;gap:14px;border-bottom:1px solid #dfe7f2;padding:13px 0;font-size:15px}.result-row strong{color:#001c46;font-size:17px;white-space:nowrap}.result-row.total{border:0;margin-top:12px;padding:18px 0 0;font-weight:800;color:#001c46}.result-row.total strong{color:#2762f8;font-size:26px}.calculator-note{font-size:14px;line-height:1.55;color:#52637d;margin:20px 0 0}.calculator-reading{max-width:760px;margin:58px 0 0;color:#334760;font-size:17px}.calculator-reading h2{color:#001c46;font-size:29px;line-height:1.25;margin:36px 0 13px}.calculator-reading p{margin:0 0 18px}.calculator-reading ul{padding-left:22px}.calculator-reading li{margin:0 0 8px}.calculator-reading a{overflow-wrap:anywhere}@media(max-width:800px){.calculator-panel{grid-template-columns:1fr}.calculator-shell{padding-top:38px}}@media(max-width:480px){.calculator-form,.calculator-results{padding:21px}.calculator-form .field-grid{grid-template-columns:1fr}.result-row.total strong{font-size:22px}}